How to Repay HELB via Pesa Point ATM

How to Repay HELB Loan via Pesa Point ATM (Kenya) — Step-by-Step Guide

To repay HELB via Pesa Point ATM, insert your ATM card, select “Pay Bill,” enter HELB Business Number 5006, use your National ID as the account number, input the amount, and confirm the payment.

This method follows the standard bill payment flow supported by banks on the Pesa Point network.


What is HELB?

The Higher Education Loans Board (HELB) is a state corporation that provides loans, bursaries, and scholarships to Kenyan students. Beneficiaries are required to begin repayment after completion of studies or upon employment.


Requirements Before You Start

  • ATM card (from a bank on the Pesa Point network)
  • Active bank account with sufficient funds
  • Your National ID number (used as HELB account number)
  • Registered mobile phone number

Step-by-Step: How to Repay HELB via Pesa Point ATM

1. Access the ATM

  • Insert your ATM card
  • Remove it (if prompted)
  • Select language
  • Enter your PIN

2. Select Payment Option

  • Choose “Pay Bill” from the menu

3. Enter HELB PayBill Details

  • Business Number: 5006
  • Account Number: Your National ID
  • Confirm details

4. Enter Contact Information

  • Input your mobile number

5. Enter Payment Details

  • Select loan category (if prompted)
  • Enter repayment amount

6. Confirm Transaction

  • Review all details carefully
  • Approve the payment

7. Collect Receipt

  • Take the printed receipt as proof of payment

Processing Time

  • Payments reflect in your HELB statement within 24–72 hours
  • Delays may occur depending on bank processing cycles

Important Tips

  • Always use the correct ID number to avoid payment misallocation
  • Keep your ATM receipt for reconciliation
  • Ensure your account has enough funds before initiating payment

Alternative HELB Repayment Methods (Recommended)

HELB now prioritizes digital repayment channels for faster processing:

These options provide real-time tracking and confirmation.


Related Guides


FAQs About how to Repay HELB Loan via Pesa Point ATM

1. What is the HELB PayBill number for ATM payments?

The HELB PayBill number is 5006.

2. What account number should I use?

Use your National ID number as the account number.

3. How long does HELB payment take to reflect?

Typically 1 to 3 working days.

4. Can I repay HELB using any ATM?

Only ATMs connected to the Pesa Point network support this option.

5. Is Pesa Point ATM repayment still supported?

Yes, but HELB recommends digital platforms like M-PESA and eCitizen for faster processing.