How to Save in Kenya and Make Something Out of Your Hustle.

My good friend at Freelancer Kenya has taught you many ways of making money online in Kenya. From affiliate marketing, transcription, article writing and blogging. He has done a good job at that and I give him a thumbs up but he seems to have forgotten a very integral part of the whole process. Now that you have made money, then what?
So let’s look at some of the things you can do to keep that money growing as you look for more.

  1. Take Insurance.

Insurance is the hidden gem that most Kenyans are slow to embrace.
All forms of insurance help give a safety net in life. …Life Assurance -takes care of your loved ones .Education Insurance assures a future for your children   medical Insurance provides that critical medical care even when you are zero at the bank. This are critical pillars of a stable family. You may be young and think that this are not meant for you but take the advice anyway and thank me later.

  1. Decide on an amount you want to put aside each day if u are a hustler like me or each end month if you are in employment.

 Saving is hard but it doesn’t have to be so, if you make it a habit you certainly be looking forward to it each day and that’s the beautiful thing about it. Once you make it your routine then the burden becomes what to do with the money once it’s accumulated.

  1. Be on the lookout for bargains.

 Bargains are good ways of acquiring those would be expensive items, the easy rule should be always buy it when it’s on offer otherwise just window shop and sleep on the thought.

  1. Join an investment Chama and not a merry go round.

Merry go rounds are good but you will hardly save a coin of that money if you are not that disciplined. Merry go rounds only help you accumulate cash but most people end up spending the lump sum on something silly. An investment Chama on the other hand help you put a side cash while making that cash work for you earning interest or acquiring an asset that is way better that buying utensils with your merry go round money.

  1. Pray that your labor be fruitful

You might think you have everything figured out but men you don’t.
My own personal experience is self-evident here. I had planned well put a side four saving schemes. Taken a loan to finance the purchase of a car and was there laughing and smiling at my achievements. Little did I know that none of it would see the light of day? When you plan remember your maker has a better plan for you and so pray that yours aligns well with His.

  1. Don’t rush to take a loan.

Let it be the last resort and if you hear me then take this home with you. You need to put up a plan first start out something with what you consider your meager savings then and only then if you think you need more take a loan

How to Buy a Satellite Phone in Kenya

Are you looking to travel deep in Kenya. If you are travelling to the remote parts of Kenya or elsewhere in East Africa  and need to communicate with the urban areas you may find it prudent to acquire a satellite phone. A satellite phone will enable you to keep the communication going even if you are in an are that has a poor or no phone signal.

The most common satellite phone in Kenya is Thuraya . Thuraya satellite phones are distributed by  two distinct companies in Kenya.

Where to buy a Thuraya satellite phone 

Thuraya is sold by Indigo Telecom Limited  and Airtel Kenya shops 

You can reach Indigo Telecom Limited at the following contacts

Nairobi Business Park Unit B/ 2nd flr. Ngong Road
Phone: 020 2345611 | 0720605939 | 0733605939
Fax: +254 (0) 20 35 96 586
Click on Airtel Kenya link to get the location of Airtel Shops all over Kenya
1. http://www.thuraya.com/where-to-buy
2. https://indigotelecom.com/product/thuraya-xt-pro/

How To Rent a Cheap Car Online in Kenya

Renting a car in unfamiliar location can be a tricky affair, if say you are  traveling to a different county or town you may find it hard to locate a reliable car renting company. This is so because naturally you don’t  know where to look for a car for hire. Worry not though, there are many online car renting websites that are  here to help you sort out your car hire needs at the touch of a button.

You can easily use this sites to locate the cheapest company in your particular area and save some money while at it. In no particular order, the websites are :-

  1. www.rentalcars.com
  2. www.europcar.com
  3. www.sixt.com
  4. www.pigiame.co.ke
  5. www.avis.co.ke
  6. www.europcar.com
  7. www.marketcarhire.com/carhire-rates.html
  8. www.nairobicarhireservices.com/
  9. www.carhirekenya.com/aboutus.html
  10. www.elitecarrentalkenya.com/

How to Save On Bribes in Kenya

Kenya was ranked number 139 out of 168 in the world Corruption Perceptions Index (CPI) 2015 by Transparency International. Kenya had a poor score of 25%. This mean corruption is a serious problem in Kenya now more than ever.

Looks like you can’t live without bribes in Kenya.  So I thought let’s try and find a way to minimize the bribe amounts and live with this necessary evil that has becomes so rampant you would think you have a problem if someone did not ask you for a bribe.

So bribes in Kenya 101 will look at police bribes

  1. Accept responsibility.

When the police stops you, smile and be very polite. Accept all charges against you verbally at least …you not in a court you know and that will not be put in your statement unless you agree to it.

  1. It will serve you well to know some bit of the law.

The police will always threaten you with all manner of offences. If you know your rights, you can tell the “ripe from the unripe fruit”. Don’t fall for the trap that fast. NTSA has published the fines for minor traffic offences. Driving while on phone earns you a KES 2000 fine.

  1. Always have a humanly possible excuse.

Be ready man.. For you to understand the point well Let me give you an example of what a friend of mine did back in high school when he got caught stealing a nap. It was one of those days when sleep took the better part of him and not the head teacher. So the head teacher was doing his normal rounds during the morning prep. My friend was caught pants down sleeping .He knew he was guilty as charged but what to do. He pretend to have been praying and so when the head teacher tapped him to wake up. He rose up did the cross thing like a faithful Catholic and continued reading his strategically positioned book. That’s the kind of stuff you need.

  1. When asked for 5000 say you have 500.

Bargain man. Bargain like a Kenyan would do not let them cops take away your hard earned money just like that.

How to Apply for Temporary Travel Permit in Kenya

For people travelling within the East African region and have no passports, here is temporary relief. You can now apply for a Kenyan temporary passport online. The application process in done on the e-government portal e-Citizen



How to apply for a Kenyan temporary travel permit

You need to register with the e government portal first. Click www.e-Citizen.go.ke to register.


  1. Once you are registered go to department of immigration services
  2. Choose submit application
  3. Select passport and temporary permits
  4. Click on “Temporary permit application” and read through the Instructions thoroughly.
  5. Fill in the application form.
  6. Make your payment using, Visa, Mastercard, Airtel money, Mpesa or MobiKash.
  7. Download and print the Temporary Permit from your e-Citizen account then stick your passport photo on the permit.
  8. Your permit is ready for use, you can now present it plus your original ID (a birth certificate for minors) to the immigration officer at the port of exit  .

Sources :

  1. http://www.immigration.go.ke/downloads/Temporary%20Permit-newspaperad_.pdf

How to Get Cheap Hotel Deals in Kenya


Get Cheap hotel Deals in Kenya

Are you planning to travel to Kenya. Brace yourself for a safari of your lifetime as Kenya is endowed with one of the best travel experiences in the world. Kenya is renowned for its big game parks, beautiful safari lodges and the great Masai Mara where the great migration happens.

A stay in Kenya can be so enchanting to the extent that you may deplete your resources. But it doesn’t have to be so, there are a number of things you can do to get a cheap hotel deal in Kenya . The best place to start is finding a deal on your hotel booking.

When we say cheap hotel in Kenya we don’t mean dungeons. There are a number of low budget hotel in Kenya that are still well stocked and serve good food. We know you are here to enjoy but your stay is certainly short leaved, you probably would be hopping from one cheap hotel in Kenya to the next in the course of your stay.So let’s look at some of the ways to finding a cheap hotel in Kenya.

Travel during off-season

When it is off-peak season hotels are generally low priced as not so many people are looking to book hotel rooms. The off-peak season in Kenya is in two batches from April to May and November to December. If you happen to schedule your travel to Kenya in either of these two periods you will certainly make your hotel stay in Kenya cheaper.

Ask for group package deals

Package deals usually have a higher number of people therefore they can afford to give cheaper rates. Hotels arrange for excursions for safaris to destinations such as Lake Bogoria hot springs, Masai Mara, and Nairobi national park. Package deals put together a number of activities as well as accommodation at cheaper prices unlike if you went on Safari solo. When booking for a hotel online inquire if they offer group packages.

Check the internet for deals

There are a lot of cheap hotels in Kenya, most of them offer Just as good service but they do not have big marketing budgets. These hotels don’t feature high up on Google search but you will find them if your search is slow but sure. Look out for the second and third page on Google rather than the first page.

Travel sites like TripAdvisor and booking.com and many more offer hotel price comparison and a wide variety of hotels.

Consider home sharing websites

Technology has enabled home sharing (sharing economy), where a host can rent our a room or their entire home to guests. The main home sharing websites are airbnb.com and https://www.couchsurfing.com. Some hosts on Airbnb.com have been accused of discriminating against blacks (check https://twitter.com/search?q=AirbnbWhileBlack) and this has lead to creating of http://noirbnb.com/ and http://innclusive.com/.


Ask for hotels in the outskirts of town

Hotels in the city center are definitely going to be higher than those in the outskirts or downtown. When doing your search ask about the location of the hotel. A hotel like Ambassador Hotel is hundred meters from Hilton Hotel but the price difference will astonish you.

Book your hotel in advance

Most hotel have room categories e.g. Whitesands Standard rooms, Whitesands Presidential suite, Whitesnads premier sea front rooms etc. Booking your Christmas holiday in advance, you will find standard rooms available and if you are cost conscious you will go for this as opposed to booking last minute when the standard rooms are fully booked.

Look out for discounts or discount seasons   

How to Book a Hotel Online in Kenya

How to Book a Hotel Online in Kenya

The number of hotels in Kenya has greatly increased over the years. With this high numbers finding the perfect hotel can be a hustle before you land on the one want to book. Here is where online hotel booking comes in handy. Many hotel bookings are now done online and there are several websites and tools to help make your online hotel booking   as simple as possible. These tools help you compare room rates before you decide to book a particular room for you or your family.

You can now book for your hotel online and pay via MPESA/ Mastercard/ Visa or pay cash on arrival.

There are several hotel booking websites that have thousands of hotels listed. You can book a hotel here in Kenya or any where else in the world by simply visiting the below hotel booking websites.

Book hotel online at Boooking.com

The rule of thumb for online booking is to read the fine print. For instance some hotels charge a penalty on cancellation, some need a debt /credit card to hold the rooms, some can be cancelled any time without a charge.



TripAdvisor offers real time hotel booking and also reviews from previous travellers. It is a good place to start your online search for hotels to book. TripAdvisor has reviews on the hotels and activities that you can engage in during your stay.

Jumia Travel

Jumia travel – before June 2016 it was called Jovago – has over 25,000 East Africa hotels listed. It is one the largest eCommerce website in Africa. Jumia Travel has large office footprint in

Rent a room, house or apartment for home sharing

There are other websites that enable individuals to rent a room, house or apartment. The owner of the house gets some extra revenue while you as the traveler get accommodation at competitive rates compared to booking a hotel. Example of such websites include airbnb.com, couchsurfing.com

How to Verify Your Car Logbook Online in Kenya

“mVERIFIED” is an innovative document searching solution that is meant for the Kenyan market . It’s a real-time mobile and web platform that enables those that want to do searches and verifications of legal documents in Kenya – such as NTSA/KRA logbook search and verification/car and vehicle registration search – to do so with easily on their phone or computer without having to travel to the various relevant offices.

This innovation will help a lot those looking to buy second hand vehicles in Kenya.

What you need

  • Car Registration Number,
  • MPESA transaction Code,
  • Your Name,
  • Email and Phone number

The Procedure


  • Click on “verify a log book now


  • Go to your M-Pesa menu
  • Select ‘Lipa na M-PESA’
  • Select ‘Buy Goods and Services’
  • ‘Enter till number’: 2 0 2 9 9 4
  • ‘Enter amount’: 940
  • ‘Enter PIN’: Your four digit secret PIN
  • Confirm by selecting ‘OK’
  • Fill the required details below
  • Fill in the Car Registration Number, Transaction Code, Your Name, Email, Phone
  • Check the recaptcha box to verify you are not a robot
  • Click submit your order to finish.

How to Apply for a Transcription Job at GoTranscript


What is GoTranscript?

GoTranscript is an online transcription service that allows internet users from all over the world to apply for transcription Jobs on their site. If you are looking to do online work then here is your chance to apply.

What is online transcription?

Online transcription is the process of converting audio files to text. Transcriptions as a job is applied and done online. The process involves one listening to an audio file then writing out what you hear in a particular form. Transcription is one of the easiest online jobs that is easy to learn and execute.

What you need to work as a transcriber 

  • A good working internet connection
  • Proper working headphones

How to apply for transcription at GoTranscript

  • Type “gotranscript” on your address bar or click here to apply
  • Click on the gotranscript.com site .If you are using Google search this will be the first page that appears.

    Go transcript is hiring

  •  At the bottom of the page there is an orange button written ‘Apply now click on it.


  • This will lead you to a test job page where you need to take the test


  • Do the test and then click send it for review
  • The Go transcript team will review your work and accept or decline your application within three days
How to Register for M-PESA

How to Register for M-PESA

Once you buy a new Safaricom line and need to use the M-pesa service, you need to register for before you can start to use. Ideally the line need to be registered first then the M-pesa service. Registration of the line and Mpesa can be done at any MPESA agent.

What you need

  • An identity document. This will be either of the following
  • Your Kenyan ID
  • Passport
  • Military ID
  • Diplomatic ID
  • Alien ID
  • Your Safaricom phone number

The Procedure

  1. Equipped with the documents above, visit the nearest M-Pesa agent
  2. Request to be registered as a new M-Pesa user at the nearest M-Pesa agent

Once registration is complete, M-PESA will send you and the Agent an SMS confirming that the registration has been successful

  1. Activate Your M-PESA Account

. Activate your M-PESA menu on your account using the ‘4-digit Start Key’ sent to you by M-PESA as per the following instructions:

Go to Safaricom menu and select M-PESA

  • Select ‘Activate’ or ‘Wezesha’
  • Enter the ‘Start Key’ (4-digit number received from M-PESA)
  • Create a new PIN (a preferred 4-digit number that will be your PIN)
  • Confirm the PIN by entering the 4-digit number again
  • Enter your ID number (same as the one the agent entered upon registration)
  • M-PESA will send a menu to your phone with a ‘Secret Word’, press OK on receipt.
  • If you do not receive a Start Key upon registration or accidentally delete your Start Key SMS:
  • Call line 234, or go to any Safaricom Retail Shop and request for a new Start Key
  • A new Start Key will be sent to you via SMS on your mobile number
  • Activate your M-PESA account as per instructions above

You can register for your M-PESA account for FREE at any of our authorized M-PESA agents countrywide.

To register, go to an authorized M-PESA Agent and:

Step 1: Replace Your Old Safaricom SIM Card

Upgrade your Safaricom SIM card if necessary at a fee of KSh 50 (All new Safaricom SIM cards have the M-PESA menu)


You need an M-PESA PIN to send or withdraw money from your account and while using the M-PESA menu on your Safaricom SIM. You must keep your PIN secret and should therefore choose a combination that is easy for you to remember, but difficult for others to guess.

Do not share your M-PESA PIN with anyone, not even Safaricom staff. You can change your PIN at any time from the M-PESA Menu on your phone at NO COST.

M-PESA Secret Word

You will receive a ‘Secret Word’ when you activate your M-PESA account. You are required to present this Secret Word to identify yourself when calling the M-PESA Customer Support (line 234).

Do not share your Secret Word with anyone other than Safaricom Customer Support Staff.

You can change your Secret Word to a word that is more memorable to you, by choosing ‘Secret Word’ under ‘My Account’ on the M-PESA menu, at any time free of charge.

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